All savings & loans

Where Financial Freedom Meets Business Growth

Empowering small and medium businesses with fast, flexible financing solutions to turn ambitions into achievements

Flex buy(Buy now, pay later)

Own your favorite home appliances, gadgets, and work tools today, and enjoy the convenience of paying in flexible, easy installments.

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70 seeds(Save now, pay later)

Save ‘small small’ and enjoy the convenience of having your favorite items delivered to you effortlessly once your savings goal is met.

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Savings

Savings options

Cultivate a positive savings culture with the Seeds app. Save individually or join forces with friends and family to boost everyone’s savings capacity. Together, you’ll always have more than enough for life’s rainy days

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Loans

Loan options

Access low-interest loans to grow your business or finance personal and business asset needs. Build a consistent savings pattern, maintain a strong financial flow, and establish a good credit record to unlock endless opportunities

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Health insurance

Affordable healthcare

Get to enjoy affordable individual and family health care services when you save or take up loans on seeds ensuring a secured physical and financial health.

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Onlending

Onlending partner

Earn up to 20% annual returns by becoming a Seeds onlender. Provide financing for low-risk loans to borrowers effortlessly while growing your wealth in a secure and seamless way

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Seeds is support and powered by

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Get loan

Buy Now Pay Later

Get items of your choice and 'pay small small'

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Instant loans

Make contributions and get instant loan disbursement

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Savings backed loans

Unlock a loan of up to 5x your savings, and still have your saving intact

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Buy Now Pay Later

Get items of your choice and 'pay small small'

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Instant loans

Make contributions and get instant loan disbursement

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Savings backed loans

Unlock a loan of up to 5x your savings, and still have your saving intact

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Our journey so far...

0M

Saved

0k+

Processed loans

1.1Billion

Disbursed

25000
20000
18000
15000
12000
9000
6000
3000
40M
Jun
62M
Jul
120M
Aug
290M
Sep
430M
Oct
600M
Nov
1.1B
Dec
0+

Loan officers

0

Regions covered

Frequently Asked Questions

Frequently Asked Questions

Testimonials

What our customers say

Chukwuma

Business man

"

The Seeds asset financing option was a lifesaver for my frozen food business when my smaller freezer broke down unexpectedly. It allowed me to secure a large chest freezer and pay for it with ease, ensuring my business stayed on track.

"

Bukola idris

Business woman

"

The seeds loan have really impacted my business positively as they have been my business financial back bone, and have always come through for my business financially with instant loan all the times i have come calling.

"

Bilkisu ahmed

Business woman

"

The seeds loan have really impacted my business positively as they have been my business financial back bone, and have always come through for my business financially with instant loan all the times i have come calling.

"

Oladele Joshua

Business man

"

The Seeds asset financing option was a lifesaver for my frozen food business when my smaller freezer broke down unexpectedly. It allowed me to secure a large chest freezer and pay for it with ease, ensuring my business stayed on track.

"
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