Privacy policy

Thank you for choosing Seeds, a financial app by Seeds & Pennies. This privacy policy outlines how we collect, use, and protect your information when you use Seeds. By using Seeds, you agree to the terms of this policy.

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1. Information We Collect

  • Personal Information:

    When you register, we may collect details such as your name, date of birth, address, email, and phone number.

  • Financial Information:

    Information related to deposits, withdrawals, loan balances, repayments, and account top-ups.

  • Device Information:

    We may collect data related to the device you use, such as IP address, device model, and operating system.

  • Usage Data:

    Information on how you interact with Seeds, including navigation and app activity, to improve functionality and user experience.

2. How We Use Your Information

We may use your data for the following purposes:

  • To Provide Services:

    Facilitate transactions, loan management, deposits, withdrawals, and balance updates.

  • To Improve User Experience:

    Understand app usage and optimize our services based on user behavior.

  • Security & Fraud Prevention:

    Detect and prevent fraudulent activities to protect your information and account security.

  • Customer Support:

    Address inquiries, complaints, or feedback you provide.

3. Sharing Your Information

Your data will not be shared with third parties, except:

  • With Service Providers:

    Trusted third-party vendors assisting us with app operations, under strict confidentiality agreements.

  • For Legal Reasons:

    In response to lawful requests or to protect Seeds & Pennies’ rights and property.

4. Data Security

  • We prioritize the protection of your personal and financial information. Seeds uses standard encryption and secure storage protocols to safeguard your data from unauthorized access or disclosure.

5. User Obligations

  • Seeds is intended for individuals aged 18 and above. Users under 18 are prohibited from using the app, and any violation of this may result in termination of access. Users are responsible for securing their login credentials.

6. User Rights

You have the right to:

  • Access:

    Request information on data we have collected about you

  • Correction:

    Update or correct your information to keep it accurate.

  • Deletion:

    Request deletion of personal data, subject to legal retention requirements.

7. Policy Updates

  • Seeds reserves the right to update this Privacy Policy. Significant changes will be communicated to users via email or an in-app notification.

8. Contact Us

  • If you have questions about this Privacy Policy, please contact us at:

  • Email:

    Support@seed.ng

  • Address:

    27 Alara street sabo yaba, Lagos, Nigeria